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Insights by Cathay

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Inspiration for Your Business and Life

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A business consultant meets with a veteran and his family to discuss business opportunities and special programs available to small business owners.

Banking Guide for a Veteran-Owned Small Business

Running a veteran-owned small business offers various advantages, but you must undergo a certification process before enjoying those benefits. Understanding such programs and regulations allows you… Keep reading
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A business consultant meets with a veteran and his family to discuss business opportunities and special programs available to small business owners.
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A businessman holds his cellphone to video chat a client overseas while sitting in front of his desk, viewing the foreign exchange stats on the computer screen.

Foreign Exchange Risk Management Strategies

There are numerous advantages to conducting international business. However, cross-border trading also means dealing in different currencies. Consider these foreign exchange risk management… Keep reading
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A businessman holds his cellphone to video chat a client overseas while sitting in front of his desk, viewing the foreign exchange stats on the computer screen.
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The Cathay Bank and UCLA Anderson Forecast for the U.S. China Economic Report logo for 2023 sits on an image of a world map with numerical design.

U.S.-China 2023 Annual Economic Report

In the latest report, “The Uncertain Economy and The Reshaping of Global Supply Chains The U.S. — China Economic Outlook,” the key economic challenges both nations face amid increasingly aggressive… Keep reading
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The Cathay Bank and UCLA Anderson Forecast for the U.S. China Economic Report logo for 2023 sits on an image of a world map with numerical design.
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A businesswoman and her male colleague walk up the stairs at an open space office while looking at a business LOC document.

Obtaining a Secured Line of Credit for Your Business

Most businesses do not rely exclusively on their revenue or cash reserves to sustain their operations and achieve their business objectives. When revenue is increasing and liquidity is needed… Keep reading
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A businesswoman and her male colleague walk up the stairs at an open space office while looking at a business LOC document.
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A young professional leans over a conference table with colleagues discussing treasury management services.

What Are Treasury Management Services?

Treasury management services help businesses optimize their cash inflows and outflows for greater operational efficiency, better access to working capital, and reduced financial risk. Keep reading
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A young professional leans over a conference table with colleagues discussing treasury management services.
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Aerial view of Los Angeles and Shanghai cities for the U.S.- China 2022 Annual Economic Report by UCLA Anderson Forecast

U.S.-China Report 2022 Fall Update

Will inflation, a tightened monetary policy, and a slowing China economy stall U.S. economic growth? The fall update provides a review of the changes and trends in international trade, global supply… Keep reading
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Aerial view of Los Angeles and Shanghai cities for the U.S.- China 2022 Annual Economic Report by UCLA Anderson Forecast
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A middle-aged man with glasses and grey hair smiles as he leans over a window inside his small business office.

Five Steps to Building a Great Small Business Transition Plan

Taking the time to craft a small business transition plan ensures both you and your business are set up for future success after your departure. Keep reading
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A middle-aged man with glasses and grey hair smiles as he leans over a window inside his small business office.
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Three professionals are networking outside of a business building while the female professional smiles at her two male colleagues holding a digital tablet.

Overcoming the challenges that can occur with trade financing

Trade financing can be complicated, but Cathay Bank can help address those challenges with specific strategies and solutions. Keep reading
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Three professionals are networking outside of a business building while the female professional smiles at her two male colleagues holding a digital tablet.
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Two tech industry professionals stand in between a row of server racks while analyzing data on a computer.

The best funding options based on your company's growth stage

Funding for startups is never a one-size-fits-all endeavor. Learn about typical startup funding stages and the types of financing needed. Keep reading
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Two tech industry professionals stand in between a row of server racks while analyzing data on a computer.
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Two men in orange vests and white helmets stand inside a large warehouse holding up construction papers for their next business venture

Corporate and industrial lending: Strategies for maximizing your capital expenditure financing

Capital expenditures are starting to rise again, thanks to the bounce-back in consumer spending. Now that the economy is recovering, firms can think about scaling once more. Keep reading
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Two men in orange vests and white helmets stand inside a large warehouse holding up construction papers for their next business venture