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Insights by Cathay

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Inspiration for Your Business and Life

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A small business owner adjusts an “open” sign on the front window of a shop. Reflections of the street, cars, and warm interior lights show a lively neighborhood environment.

SBA Loan Programs Support Small Business Owners

Laurence Yeung, Senior Vice President and Director of SBA, discusses how the team helps small businesses access flexible financing by offering professional guidance, seminars, and personalized… Keep reading
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A small business owner adjusts an “open” sign on the front window of a shop. Reflections of the street, cars, and warm interior lights show a lively neighborhood environment.
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Business professional meeting with clients, shaking hands over documents during a discussion on analyzed business checking solutions.

Analyzed Business Checking: A Practical Guide for Businesses

An analyzed business checking rewards high balance companies to earn credits, which reduce or eliminate monthly fees. If your business handles frequent transactions, this could be a smarter, more… Keep reading
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Business professional meeting with clients, shaking hands over documents during a discussion on analyzed business checking solutions.
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An employee at a small business wearing a green blouse with black overalls smiles as she speaks with a customer on the phone over her office desk.

12 Cybersecurity Tips for Small Businesses

Cybersecurity is essential for small businesses to protect sensitive data and maintain trust with clients. Discover how to protect your business from threats. Keep reading
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An employee at a small business wearing a green blouse with black overalls smiles as she speaks with a customer on the phone over her office desk.
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Chang M. Liu, the CEO and President of Cathay Bank, poses for a professional headshot.

Chang M. Liu Weighs in on the 2024 Outlook

President and CEO, Mr. Chang M. Liu, took part in the L.A. Times panel to discuss the economic forecast and business predictions for 2024. Keep reading
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Chang M. Liu, the CEO and President of Cathay Bank, poses for a professional headshot.
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A young woman presents asset-based lending options to a meeting room full of people.

What Is Asset-Based Lending?

Your business may not always have the proper cash flow to be evaluated when taking out a traditional business loan. But that shouldn’t stop you from continuing to grow your company. When you’re in… Keep reading
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A young woman presents asset-based lending options to a meeting room full of people.
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A person holds their cellphone and taps on the screen showing their investment options on a finance app.

How to Start Investing: 5-Step Guide

Done correctly, investing can empower you to pursue your short- and long-term financial goals. However, many financial consumers are overwhelmed by investing, while others simply don’t know where to… Keep reading
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A person holds their cellphone and taps on the screen showing their investment options on a finance app.
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A group of business partners gather inside a meeting room to discuss stocks, investments, and more.

What To Know About the Market Risk Premium as an Investor

Investing requires a series of formulas and a baseline understanding of the financial markets to receive a successful return. Learn the basics of the premium and how to use it in this blog. Keep reading
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A group of business partners gather inside a meeting room to discuss stocks, investments, and more.
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A group of people attends a meeting in a business conference room.

Building Successful Business Growth Strategies

The most successful growth strategies are tailored to the specific needs and goals of the business. Still, there are some fundamental elements that all growth strategies should include. Keep reading
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A group of people attends a meeting in a business conference room.
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Two business men walk together through a warehouse to discuss cross-border financing.

Your Guide to Cross-border Financing

Learn how the right cross-border financing services can help you navigate international regulations while facilitating the growth of your business. Keep reading
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Two business men walk together through a warehouse to discuss cross-border financing.
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A businesswoman and her male colleague walk up the stairs at an open space office while looking at a business LOC document.

Obtaining a Secured Line of Credit for Your Business

Most businesses do not rely exclusively on their revenue or cash reserves to sustain their operations and achieve their business objectives. When revenue is increasing and liquidity is needed… Keep reading
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A businesswoman and her male colleague walk up the stairs at an open space office while looking at a business LOC document.