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Inspiration for Your Business and Life

A young woman presents asset-based lending options to a meeting room full of people.

What Is Asset-Based Lending?

Your business may not always have the proper cash flow to be evaluated when taking out a traditional business loan. But that shouldn’t stop you from continuing to grow your company. When you’re in this situation, asset-based lending may provide you with additional liquidity for your business. Keep reading
A young woman presents asset-based lending options to a meeting room full of people.
A man sits at his wooden desk in a brightly lit office while staring at his laptop and holding his credit card with a worried look about fraud alerts

Bank Mobile Alert Scam: How to Spot Text Message Scams and Outsmart Fraudsters

What happens when you receive a text message or fraud alert that you’re not sure is real? Let’s take a close look at common text and email scams and how you can protect yourself. Keep reading
A man sits at his wooden desk in a brightly lit office while staring at his laptop and holding his credit card with a worried look about fraud alerts
A person holds their cellphone and taps on the screen showing their investment options on a finance app.

How to Start Investing: 5-Step Guide

Done correctly, investing can empower you to pursue your short- and long-term financial goals. However, many financial consumers are overwhelmed by investing, while others simply don’t know where to start. Let’s take a look at the different investment vehicles available to investors and what steps you can take to build a winning investment strategy. Keep reading
A person holds their cellphone and taps on the screen showing their investment options on a finance app.
A group of business partners gather inside a meeting room to discuss stocks, investments, and more.

What To Know About the Market Risk Premium as an Investor

Investing requires a series of formulas and a baseline understanding of the financial markets to receive a successful return. Learn the basics of the premium and how to use it in this blog. Keep reading
A group of business partners gather inside a meeting room to discuss stocks, investments, and more.
A business consultant meets with a veteran and his family to discuss business opportunities and special programs available to small business owners.

Banking Guide for a Veteran-Owned Small Business

Running a veteran-owned small business offers various advantages, but you must undergo a certification process before enjoying those benefits. Understanding such programs and regulations allows you to explore the various options available as a veteran business owner. Keep reading
A business consultant meets with a veteran and his family to discuss business opportunities and special programs available to small business owners.
A businessman holds his cellphone to video chat a client overseas while sitting in front of his desk, viewing the foreign exchange stats on the computer screen.

Foreign Exchange Risk Management Strategies

There are numerous advantages to conducting international business. However, cross-border trading also means dealing in different currencies. Consider these foreign exchange risk management techniques to protect your business. Keep reading
A businessman holds his cellphone to video chat a client overseas while sitting in front of his desk, viewing the foreign exchange stats on the computer screen.
A businesswoman and her male colleague walk up the stairs at an open space office while looking at a business LOC document.

Obtaining a Secured Line of Credit for Your Business

Most businesses do not rely exclusively on their revenue or cash reserves to sustain their operations and achieve their business objectives. When revenue is increasing and liquidity is needed immediately, many owners turn to a secured line of credit (LOC). Keep reading
A businesswoman and her male colleague walk up the stairs at an open space office while looking at a business LOC document.
A young professional leans over a conference table with colleagues discussing treasury management services.

What Are Treasury Management Services?

Treasury management services help businesses optimize their cash inflows and outflows for greater operational efficiency, better access to working capital, and reduced financial risk. Keep reading
A young professional leans over a conference table with colleagues discussing treasury management services.
Aerial view of Los Angeles and Shanghai cities for the U.S.- China 2022 Annual Economic Report by UCLA Anderson Forecast

U.S.-China Report 2022 Fall Update

Will inflation, a tightened monetary policy, and a slowing China economy stall U.S. economic growth? The fall update provides a review of the changes and trends in international trade, global supply chains, and regional economic performance in the U.S. Cathay Bank | UCLA Anderson Keep reading
Aerial view of Los Angeles and Shanghai cities for the U.S.- China 2022 Annual Economic Report by UCLA Anderson Forecast
A middle-aged man with glasses and grey hair smiles as he leans over a window inside his small business office.

Five Steps to Building a Great Small Business Transition Plan

Taking the time to craft a small business transition plan ensures both you and your business are set up for future success after your departure. Keep reading
A middle-aged man with glasses and grey hair smiles as he leans over a window inside his small business office.