Using a Cathay Bank cheque card when shopping or paying bills is more secure than cash and more convenient than cheques.
We can use our cheque card at millions of merchants that accept VISA® cards around the world
If your Cathay Bank cheque card is lost or stolen, and someone uses it without your permission, you will be protected by the VISA® Card’s Zero Liability Policy (Visa's Zero Liability Policy 1 )
When shopping, enter your password at a merchant that accepts VISA® cards, or sign like a credit card to authorize the transaction
At Cathay Bank or ATMs with no handling fees, just enter the password and you can use it as an ATM card
Deduct the consumption amount directly from your checking account. You can view the transaction in online banking or the statement. You can check your statement and cheque card transaction activities through Internet Banking without additional fees.
When using a cheque card at any place that accepts VISA® cards (including retail stores, restaurants, and gas stations), you can choose not to enter a password and only authorize transactions with a signature.
Cathay Bank cheque cards can also be used as cash cards. Just enter the password to use Cathay Bank or any ATM with the ATM outlet logo on the back of the card. You can use Cathay Bank cheque cards at Cathay Bank or designated ATMs without surcharges to avoid surcharges.
Cathay Bank guarantees to refund the surcharge, otherwise it will refund you the collected fee. If you are using the designated surcharge-free ATM and the surcharge page appears during the transaction, please select "yes" to accept the fee and continue with the withdrawal. You will not be charged a surcharge.
In some locations, there will be more than one ATM, and not all ATMs do not charge a surcharge. Please pay attention to whether the ATM is attached with the designated no surcharge sign.