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Insights by Cathay

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Inspiration for Your Business and Life

Graphic with black background displaying red and white text that reads: 2025 Top 50 Public Banks’ and ‘S&P Global Market Intelligence.

Cathay General Bancorp Ranked No.16 on S&P Global Market Intelligence’s 2025 Rankings

Cathay General Bancorp ranked No.16 on the S&P Global 2025 U.S. public banks list, highlighting its strong performance and client-focused commitment. Keep reading
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A world map is depicted as a 3D puzzle comprising different numbers with blue, purple, and pink-orange hues throughout.

U.S.-China Report 2023 Fall Update

Over the last six months, the trajectories of the U.S. and Chinese economies have diverged. In the latest report, “De-risking in a Risky World,” U.S. interest rates and a 2024 recession are also… Keep reading
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A world map is depicted as a 3D puzzle comprising different numbers with blue, purple, and pink-orange hues throughout.
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Executive Vice President, Director of CRE & Construction Lending, Kirk Malmrose, poses for a professional headshot.

Kirk Malmrose Weighs in on the 2023 Outlook

Executive Vice President, Director of CRE & Construction Lending, Kirk Malmrose, participated in the L.A. Times B2B Publishing panel to discuss his perspective and insights in real estate for… Keep reading
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Executive Vice President, Director of CRE & Construction Lending, Kirk Malmrose, poses for a professional headshot.
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A life insurance policy manager shares a digital device with a family and their child while they sit on a couch in an office.

6 Types of Life Insurance and Which Is Better for You

Life insurance can be more of a safeguard than you think. Let’s take a look at your life insurance options to help you discover what policy may best serve you and your family. Keep reading
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A life insurance policy manager shares a digital device with a family and their child while they sit on a couch in an office.
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A group of business partners gather inside a meeting room to discuss stocks, investments, and more.

What To Know About the Market Risk Premium as an Investor

Investing requires a series of formulas and a baseline understanding of the financial markets to receive a successful return. Learn the basics of the premium and how to use it in this blog. Keep reading
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A group of business partners gather inside a meeting room to discuss stocks, investments, and more.
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A group of students chatting happily while walking in the campus.

Cathay Bank Foundation Announces 2023 Scholarship Recipients

In 2023, the Cathay Bank Foundation held its annual Scholarship Program for the fifth consecutive year to award outstanding high school seniors. Keep reading
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A group of students chatting happily while walking in the campus.
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A business consultant meets with a veteran and his family to discuss business opportunities and special programs available to small business owners.

Banking Guide for a Veteran-Owned Small Business

Running a veteran-owned small business offers various advantages, but you must undergo a certification process before enjoying those benefits. Understanding such programs and regulations allows you… Keep reading
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A business consultant meets with a veteran and his family to discuss business opportunities and special programs available to small business owners.
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A merchant guides his client to use electronic payment method at his place of business.

Everything You Need to Know About Digital Wallets

Digital wallets are increasingly taking over payment processing in our daily lives. Thanks to the convenience of a mobile wallet, many customers already expect contactless functionality at checkout… Keep reading
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A merchant guides his client to use electronic payment method at his place of business.
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Senior Vice President, Director of Wealth Management & Premier Banking, Phil Hurst, poses for a professional headshot.

Phil Hurst Weighs in on the 2023 Outlook

To comprehensively understand the latest trends, recommended practices, and concerns prevalent in the wealth management landscape, our Senior Vice President, Director of Wealth Management &… Keep reading
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Senior Vice President, Director of Wealth Management & Premier Banking, Phil Hurst, poses for a professional headshot.
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A young couple sits on a living room couch and smiles at their mobile phone while checking their Cathay Bank mortgage options.

How to Buy a House with Bad Credit in 2023

While having a good credit score can prove advantageous for prospective homebuyers, not everyone may have an ideal score. Let’s look at ways to buy a house with bad credit in 2023. Keep reading
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A young couple sits on a living room couch and smiles at their mobile phone while checking their Cathay Bank mortgage options.
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Chang M. Liu stands inside a Cathay Bank Branch wearing a dark navy suit and smiles at the camera.

Chang M. Liu Named Among 500 Most Influential People in L.A. in 2023

For the third consecutive year, our President and Chief Executive Officer, Mr. Chang M. Liu, has been named one of the LA500 by the Los Angeles Business Journal. Keep reading
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Chang M. Liu stands inside a Cathay Bank Branch wearing a dark navy suit and smiles at the camera.