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Insights by Cathay

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Inspiration for Your Business and Life

Cathay Bank’s headquarters Chinatown Los Angeles.

Empowering Communities, Leading With Heart

Cathay Bank has been committed to social responsibility as it grows. In its early years, the bank held charity golf tournaments to support local community developments. Today, the bank’s foundation raises $2 million annually to support a range of nonprofit organizations, contributing $40 million over the past two decades. Keep reading
A young woman presents asset-based lending options to a meeting room full of people.

What Is Asset-Based Lending?

Your business may not always have the proper cash flow to be evaluated when taking out a traditional business loan. But that shouldn’t stop you from continuing to grow your company. When you’re in this situation, asset-based lending may provide you with additional liquidity for your business. Keep reading
A young woman presents asset-based lending options to a meeting room full of people.
A man sits at his wooden desk in a brightly lit office while staring at his laptop and holding his credit card with a worried look about fraud alerts

Bank Mobile Alert Scam: How to Spot Text Message Scams and Outsmart Fraudsters

What happens when you receive a text message or fraud alert that you’re not sure is real? Let’s take a close look at common text and email scams and how you can protect yourself. Keep reading
A man sits at his wooden desk in a brightly lit office while staring at his laptop and holding his credit card with a worried look about fraud alerts
A person holds their cellphone and taps on the screen showing their investment options on a finance app.

How to Start Investing: 5-Step Guide

Done correctly, investing can empower you to pursue your short- and long-term financial goals. However, many financial consumers are overwhelmed by investing, while others simply don’t know where to start. Let’s take a look at the different investment vehicles available to investors and what steps you can take to build a winning investment strategy. Keep reading
A person holds their cellphone and taps on the screen showing their investment options on a finance app.
Two business women chat over international trade finance while looking at a laptop in an office.

International Trade Finance: A Guide for Business Owners Operating Globally

Want to find success on a global scale? Continue reading to learn more about international financial trade and discover what financial services you may need to grow your business. Keep reading
Two business women chat over international trade finance while looking at a laptop in an office.
There is a close-up of a young male’s face wearing glasses, which reflects his on-screen activity from an electronic device.

Bank Cybersecurity Trends and Protection

If you’re curious about what cyber risks your financial services institution needs to be aware of, use this blog as your guide. We’ll cover why understanding suspicious activity is vital for success and what data security threats to watch out for. Keep reading
There is a close-up of a young male’s face wearing glasses, which reflects his on-screen activity from an electronic device.
A bank teller stands behind a protective glass shield while handing a checkbook back to a client.

Banking Fraud Detection

Make yourself familiar with the most common types of banking fraud and discover how you can identify suspicious activity to keep yourself safe. Keep reading
A bank teller stands behind a protective glass shield while handing a checkbook back to a client.
A world map is depicted as a 3D puzzle comprising different numbers with blue, purple, and pink-orange hues throughout.

U.S.-China Report 2023 Fall Update

Over the last six months, the trajectories of the U.S. and Chinese economies have diverged. In the latest report, “De-risking in a Risky World,” U.S. interest rates and a 2024 recession are also discussed. Keep reading
A world map is depicted as a 3D puzzle comprising different numbers with blue, purple, and pink-orange hues throughout.
Executive Vice President, Director of CRE & Construction Lending, Kirk Malmrose, poses for a professional headshot.

Kirk Malmrose Weighs in on the 2023 Outlook

Executive Vice President, Director of CRE & Construction Lending, Kirk Malmrose, participated in the L.A. Times B2B Publishing panel to discuss his perspective and insights in real estate for 2023. Keep reading
Executive Vice President, Director of CRE & Construction Lending, Kirk Malmrose, poses for a professional headshot.
A life insurance policy manager shares a digital device with a family and their child while they sit on a couch in an office.

6 Types of Life Insurance and Which Is Better for You

Life insurance can be more of a safeguard than you think. Let’s take a look at your life insurance options to help you discover what policy may best serve you and your family. Keep reading
A life insurance policy manager shares a digital device with a family and their child while they sit on a couch in an office.
A group of business partners gather inside a meeting room to discuss stocks, investments, and more.

What To Know About the Market Risk Premium as an Investor

Investing requires a series of formulas and a baseline understanding of the financial markets to receive a successful return. Learn the basics of the premium and how to use it in this blog. Keep reading
A group of business partners gather inside a meeting room to discuss stocks, investments, and more.