房屋贷款计划
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貸款計劃 |
房贷计划 Home Mortgage Plus1, 2 |
非居民房贷计划 Nonresident Mortgage1 |
混合定期及浮动利率房贷计划 Conventional Fixed Period Adjustable Rate Mortgage (ARM) or Hybrid ARM1 |
传统固定利率房贷计划 Conventional Fixed Rate Mortgage1 |
低额首期房贷计划 Community Home Buyers Program1, 3 |
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适合客人 |
有意购置或重贷其首要房屋、次要居所或投资物业，并正寻求别种贷款方案 |
有意购置或重贷位于美国的次要居所或投资物业的外国人 |
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特点和优势 |
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以上贷款计划没有提前还款罚款。
- 有条件限制。
- If you select the “Alternative Income Documentation” Home Mortgage Plus Mortgage loan program, the interest rate on your loan will be higher than a Conventional Mortgage Loan, and the Loan to Value (LTV) requirement is stricter. For comparison purposes, please ask us to provide the terms and payments for a Conventional Mortgage loan.
- 受地区收入中位数限制规限。
- 受完整收入文件、估价、信用及其他必要验证限制。贷款机构费包括折扣点、启动费、估价费、信用报告费、汛期确定费、税务服务费及托管费／成交费。
