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Digital Statement Savings

Helping you build your financial future

Enjoy a basic savings account with a quarterly statement. Digital Statement Savings accounts earn interest over time, which can help you reach your financial goals more quickly, and are a great option for anyone focused on savings.

Earn higher returns

Earns a variable tiered interest rate based on your balance.

Flexible access

Get convenient access to banking accounts from your mobile, tablet or computer.

FDIC insured

Get FDIC protection on your account for up to $250,000 per depositor for each ownership category.

Get to know Digital Statement Savings

  • The minimum opening deposit is $100.
  • To avoid the $3 monthly maintenance charge, maintain a minimum daily balance of $500.
  • Automatic transfer service between deposit accounts or automatic loan payments.
  • 24/7 online account access and unlimited teller service.
  • Surcharge-free withdrawals at ATMs within the PULSE Select® / Money Pass® ATM network.
  • Account statement will be generated at the end of any month when account activity includes an electronic funds transfer (ACH).


Digital Statement Savings Rates

Balance tier

Minimum opening deposit

Interest rate*

Annual Percentage Yield*

Minimum balance to obtain Annual Percentage Yield

$100,000 and over





$50,000 to $99,999.99





Up to $49,999.99






* Variable, tiered rate account. The interest rate and Annual Percentage Yield (APY) may change after account opening without notice, at our discretion. The interest rate and APY paid depends on the balance tier into which the account's end-of-day balance falls. The interest rate that corresponds to the balance tier is paid on the full collected balance in the account at the end of day. Interest Rates and APYs are current as of 2024-06-13. Fees can reduce the earnings on the account.



Cathay Bank

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