At Cathay Bank, we believe banking should be simple. Whether you’re opening an account or accessing your money online, we offer a variety of products and services to make managing your finances easier and more convenient.
Maximize your savings opportunities with our 6-month or 12-month Digital Personal CDs or our Digital Statement Savings account earning our special Annual Percentage Yield. Or save a trip to your local branch by applying for a home mortgage or credit card online in minutes. We’ve made the process secure and hassle-free, so you have more time to focus on what’s important, like your personal or family savings, a child’s education, a business, or your retirement.
Find the right account for you to experience every advantage of banking with us!
A safe investment with a fixed interest rate through maturity, with terms of 6 or 12 months
| Accounts | 6-month CD Earns 0.35% Annual Percentage Yield (APY) |
12-month CD Earns 0.45% APY |
|---|---|---|
| Features |
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To open an account, after you click on Open Now:
A consumer (personal) savings account with quarterly statements.
Interest rate and Annual Percentage Yield (APY) may change after account opening without notice, at our discretion. Fees can reduce earnings. You must maintain a minimum daily balance of $0.01 in the account each day to obtain the disclosed annual percentage yield. $100 minimum opening deposit. $3.00 monthly maintenance charge will be imposed every statement cycle if the daily balance in the account falls below $500.00 any day of the statement cycle.
To open an account, after you click on Open Now:
Fixed or adjustable rate home mortgage options for your needs
(To apply online, use a desktop or laptop computer)
Explore our new credit card options
(Issued by Pinnacle Bank, a Tennessee bank, Member FDIC)
