Lunar New Year CDs Special

Promotion Period: February 6 to March 16, 2026

For more information, reach out to your nearest Cathay Bank branch or submit the interest form below.

Supply is limited. Act fast and open an account today!

Additional Terms:

1. To qualify for the promotional Annual Percentage Yield (APY) and Gold‑Plated Fire Horse Figurine, a new personal Certificate of Deposit (CD) account must be opened during the promotional period with a minimum opening deposit of $50,000 in new funds for either a 6‑month or 12‑month term. The minimum balance required to earn the promotional APY must be maintained and is the same as the minimum opening deposit. The promotional APY and figurine are also available for the renewal of an existing personal CD during the promotional period with a minimum of $30,000 in new funds added at renewal. New funds are defined as funds not currently on deposit at Cathay Bank and exclude funds from accounts closed within the previous 10 business days. The APYs stated above are effective as of February 6, 2026, and are subject to change at any time without notice. No other bonus rates or promotional offers may be combined with this promotion. Early withdrawal penalties may apply. Fees may reduce earnings. Gift will be provided at account opening, upon availability and while supplies last. Limit one (1) Gold‑Plated Fire Horse Figurine per qualified account or household.
2. To receive the Fortune Horse Ceramic Money Bank, clients must open a qualified Cathay ValuePlus Checking account with $2,000 minimum opening deposit with new funds. New funds are defined as funds not currently on deposit at Cathay Bank and exclude funds from accounts closed within the previous 10 business days. Fees may reduce earnings, and the rate may change at any time without notice. All other personal checking product types are not qualified. Gift will be provided at account opening, upon availability and while supplies last. Limit one (1) Fortune Horse Ceramic Money Bank per qualified account or household.
3. To qualify for the promotional 2.25% Annual Percentage Yield (APY) and Fortune Horse Ceramic Money Bank, a new Promotional Statement Savings must be opened with a minimum opening deposit of $30,000 in new funds. New funds do not include funds transferred from an existing Cathay Bank account or funds closed within the previous 10 business days. The APY stated are effective as of February 6, 2026, and are subject to change at any time without notice. Fees may reduce earnings, and the rate may change at any time without notice. You must maintain the $500 minimum daily balance in the Personal Statement Savings account to avoid a monthly maintenance charge. Gift will be provided at account opening, upon availability and while supplies last. Limit one (1) Fortune Horse Ceramic Money Bank per qualified account or household.
4. Gift offers also apply to personal accounts opened through the Bank’s online account opening platform. To qualify for the promotional Annual Percentage Yield (APY) and Gold-Plated Fire Horse Figurine, a Digital Personal 6-month or 12-month CD account must be opened with a minimum of $50,000 in new funds. To receive the Fortune Horse Ceramic Money Bank, clients must open a qualified Digital Personal Interest Checking account with $2,000 minimum opening deposit with new funds. Online account opening is limited to residents of CA, WA, NV, TX, IL, NY, NJ, MA, and MD. The account must be funded within 30 days of opening, and the initial deposit must be made at one-time and not cumulative. Early withdrawal penalties may apply. Fees may reduce earnings. The gift will be shipped within 30 days of initial deposit receipt, upon availability and while supplies last.
5. Value of any gift received will be considered as reportable income for tax purposes in the first year the account is opened. A 1099-INT statement for the gift amount (including tax) will be issued. Gift images for illustration only and may not be 100% representation of actual gifts. Gifts available while supplies last.

Cathay Bank reserves the right to withdraw these offers at any time.