International Banking & Financing

At Cathay Bank, we’ve built one of the most knowledgeable and experienced trade finance teams to help businesses grow internationally and gain a competitive edge in key global markets. With over 50 years of experience, we provide solutions based on a deep understanding of your objectives and trade needs.

Through our trade finance experts, extensive correspondent bank network, and advanced trade operating system, we help companies navigate complex foreign trade activity, manage financial risk, and access the funds needed to fuel business growth.

International business financing

Our expertise in import and export L/Cs, accounts receivable and inventory financing, asset-based financing, and documentary collections financing help your business access the funding it needs.

Letter of credit & documentary collections

Our L/C and documentary collections services help ensure timely payments across international borders. We can also tailor our services to meet your unique business needs.

Lending limit

We offer large dollar trade finance through direct and participation loans, with tailored financing solutions to meet your company’s unique international trading needs.

Remittance

We help businesses transfer funds domestically and internationally in a fast and most secure way.

Stronger buyer/seller relationships

We design solutions that benefit both buyers and sellers, helping you solidify relationships, and strengthen your credibility and reputation with timely payments.

Strengthening cash flow

We work with you to improve cash flow, enabling you to seize new opportunities, access better financing rates, and maximize bargaining power with suppliers by offering shorter payment terms.

Our international banking services reach most countries worldwide through an extensive correspondent bank network in Asia, Europe, and South and North America, which can facilitate expedited trade processing for you. In addition, our International Operations Department is committed to accurate and speedy processing of all your documentary transactions.

Financing	Letter of Credit & Documentary Collections
Import and export L/Cs Accounts receivable and inventory financing Asset-based financing Documentary collections financing	Issuance of commercial letters of credit Issuance of stand-by letters of credit Issuance of transfer letters of credit Negotiation of import and export letters of credit Import and export documentary collections Discounting banker’s acceptances

Financing

Letter of Credit & Documentary Collections

Import and export L/Cs
Accounts receivable and inventory financing
Asset-based financing
Documentary collections financing

Issuance of commercial letters of credit
Issuance of stand-by letters of credit
Issuance of transfer letters of credit
Negotiation of import and export letters of credit
Import and export documentary collections
Discounting banker’s acceptances

Aileen Luh

International Banking Operations

[email protected]

Michael Yau

Foreign Exchange

[email protected]

Alex Zheng

Trade Financing

[email protected]