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Business Checking

Business checking made simpler

Keep track of expenses and streamline your finances with business checking features you need to run your business effectively.

Make banking easier for your business. Designed for businesses with basic banking needs, our Business Checking account gives you access to essential checking account features, plus added benefits such as Bill Pay and business debit cards.

24/7 online access

Cathay Business Online Banking delivers current account information for deposits and loans, transaction reporting, and funds transfers.

Business debit card

Accepted worldwide at millions of merchant locations that accept VISA®, or use at Cathay Bank ATMs or at our surcharge-free ATM network.

Business bill pay

Our free bill pay solution includes scheduling one time or recurring payments to businesses in the U.S. at any time.

FDIC insured

Get FDIC protection on your account for up to $250,000 per depositor for each ownership category.

Get to know Business Checking

  • The minimum opening deposit is $200.
  • No monthly maintenance charge. Monthly activity fees may apply.
  • Monthly activity fees of $0.25 per item in excess of 50 checks paid and $1.00 per deposit in excess of 25 deposits.
  • 24/7 business online account access via desktop, tablet, or mobile, including Business Bill Pay at no cost and Treasury Management services. (Message and data rates may apply to online and mobile banking services. Fees may apply for select Treasury Management services.)
  • Business debit card.


Cathay Bank

Email communication is not secure

Please do not include sensitive information such as account numbers or other personal information such as Social Security or Tax Identification numbers, driver’s license numbers, etc. in any email sent to us via this link.

Have a question?

Our team is happy to assist you with all your Business Banking needs. Please reach out to your branch or relationship manager for more information.